In the light of the fact that credit cards are more common than debit cards, the latter not being valid for use in many countries, yet the former is even in the remotest of places, it is safe to say that the generic term "card" applies to the majority-case candidate, the credit card. Hence, although your omission does save you some face it is still bad advice considering the credit card inference drawn from the above sentence - it's what comes to mind first, this is a layman's forum after all retro, so common sense and probability both apply in harmony :110:
I would disagree. Most bank accounts automatically come with, or at least offer, a debit card. Even for 16 year olds - maybe even younger. You have to be 18 to get a credit card. Considering we were talking about going into the store IN PERSON, one would assume that the buyer is located in their home country and therefore their debit card would be accepted in said store. As such, I would dispute your claim that a debit card would not have such widespread acceptance. On top of that, many banks are starting to use Visa debit, which works as a credit card. I have used my Visa debit online to purchase from American websites with no problems. I don't think Switch even exists now, does it? Solo was always basically for kids, who have no business having credit cards so that doesn't matter. As for America, I believe their debit cards are still Visa debit or Mastercard debit, so again they may well work overseas with no problem. I'm sure you of all people should know that sensible borrowing is the responsibility OF THE CARDHOLDER. If someone wishes to misconstrue the meaning of what I said, I accept NO responsibility. If you're going to max out your credit card without the ability to repay, the credit card company isn't going to accept "my mate told me to" as an excuse. They won't cancel your debt, nor pass the debt on to your friend. It is YOUR debt and YOUR responsibility to manage your card payments and spending, not mine. Original message edited, btw.
well there you go again that's mostly the case in the UK, but in the rest of the world a plastic card of that shape is generally regarded as a credit card. Here in Greece for example not many know the difference between a debit card and a cash card and not many own a debit card (they draw money from the ATM using a cash card), yet everyone and their dog knows what a credit card is. regarding your latter points: well obviously, I just started this as banter, i don't think anyone on this board is dull enough to not consider the risks of borrowing money.
I'm sorry, but this is called fraud. Frankly, the fact that the original poster attempted to make this Walmart's problem, knowing full well he didn't buy it there is also a form of fraud. My advice is to only buy things you know you want to own and if you think there is some chance you will change your mind, keep your receipt. The fact that people are posting other fraudulent options to handle this situation is not only disturbing, but frankly inappropriate.
Thanks for pointing out the entire purpose of my original post. I blatantly give the moral of my story as making sure you keep your receipts. I do have to ask how it is fraud to return a completely resalable unopened item to the wrong store when their own returns policy does not expressly forbid it. In fact they weren't even pissy about it. They just said unfortunately there was nothing they could do for me. I am certainly not condoning fraudulent behavior, but I don't believe that acting all high and mighty about your own personal returns policy is going to change anyones mind about their own.
Whilst they may not put it in writing, obviously they don't want to do that. You are effectively selling it to them for retail. Therefore, they won't make any money on it. In fact, they would lose money as they then have to pay the tax! Seems pretty clear that it is a dishonest advantage. I'm sure we've all had problems finding a receipt when we need it! That's why it is really important to have a place where you keep all your receipts, and put them there as soon as you get home. If you have a filing cabinet, use that. If not, one of those folding wallet things is good... or even your sock drawer! I remember when I built my first PC back in the days when people didn't really buy online, I put all my receipts in an envelope, which I taped to the inside of the PC side! So yeah, it seems an obvious thing to say keep your receipts, but I'm sure we've all done it - you're not alone! You could always get that German airbrush dude to custom paint it, then sell it for a premium! ;-) Barc0de - you'd certainly hope not, but you never know! ;-)
If you really didn't remember where you bought it, that would have been one thing. However, you knew all along where you bought it from, got shut down and still tried to return it to another store. Retailers literally lose millions of dollars a year and devote lots of resources to preventing return fraud. That causes higher prices for all of us and causes stores like Walmart (which used to allow receipt-less returns) to refuse to accept legitimate returns from customers without receipts. There is no store in the United States which has a policy of allowing you to return goods purchased from another store and you know that. I don't have a "personal return policy", I have a policy against lying and fraud which in my experience every person on this board I have ever dealt with shares. If you really think it's ok to go to a store and ask them to give you money or store credit for something they didn't sell you, I think you need to spend some serious time reflecting about where things have gone wrong in your life.
Oh why Oh why have I become such an evil monster?!?! Where did I go wrong? My whole life is a sham and now this!!! NOW THIS!!! Why oh gods of retail integrity.. Why have you allowed me to stoop so low in my life???!!! I mean, no shit I did something stupid! Once again, THE WHOLE REASON I PUT MYSELF OUT THERE AND WROTE THIS THREAD WAS TO SAY "don't be a dumb ass like me". Look I'll grant you that it is not the most ethical of practices and it is certainly not one that I or anyone that I associate with employ at any normal rate, but I doubt that I need to explore the bloody depths of my life to determine at what point things have "gone wrong" because my moral proclivities involve attempting to return something to the wrong store. I suppose you ought to start trolling warez boards and telling those people that they are filthy sinners for file sharing too. Is it wrong? I guess so, but it's not murder dammit so stop acting like it is.
