To be sick in the united states without insurance.

Discussion in 'Off Topic Discussion' started by ASSEMbler, Aug 25, 2008.

  1. kammedo

    kammedo and the lost N64 Hardware Docs

    Joined:
    Sep 24, 2004
    Messages:
    2,138
    Likes Received:
    12
    Bah. Screw Canada & Ireland. Go to GB!!! >_<
     
  2. Alien Workshop

    Alien Workshop Site Soldier

    Joined:
    Jun 23, 2004
    Messages:
    2,142
    Likes Received:
    3
    I'm sorry, but Michael Moore is by no means an authority on anything. A lot of what he says is either skewed or an outright lie, and none of his movies should be taken seriously. It always frustrates me when someone form a foreign country watches one of his movies, then automatically thinks that it accurately depicts the current state of the US.
     
  3. Funk Buddy

    Funk Buddy Intrepid Member

    Joined:
    Jul 5, 2004
    Messages:
    632
    Likes Received:
    0
    Are you for fucking real?

    Do you have any idea how many people in the US get treatment for free? True it's mostly illegals and poor people, but most hospitals will not turn people away because they can't pay. True our system is not perfect, but I doubt you'll find a country that's health care is 100% in everyones favor. I'd much rather be here if I need care than anywhere else. The fucking scumbags that use the ER for primary care and the sue happy public are part of what makes our system not so hot. They drive up the costs and that gets pushed onto others.

    I pay $240 a month for medical only and the reason it's that high is because of my weight. I'm lucky and rarely get sick, but if I was sickly like some folks it's going to pay for it's self right quick. Here, alot of the bankruptcies are due to astronomic medical bills. I know that if something happened to me before I had insurance I'd have been done for financially. These days it'd still be quite a hardship even with my insurance since my deductable is three months pay.

    Insurance rates vary from state to state and that could be why Assemblers would be so high. Or, it could be pre-existing conditions like my Dad. Nearly 100% of his retirement check from the police dept pays his health care premium and that's with the retirement health plan too. I think it's somewhere near $1300 a month, but he's gotta have it.

    Just move to Cuba for there health care. You can see your doctor in the day time and then pay her for sex at night because she makes more hooking than doctoring.:dance:
     
  4. GaijinPunch

    GaijinPunch Lemon Party Organizer and Promoter

    Joined:
    Mar 13, 2004
    Messages:
    10,999
    Likes Received:
    75
    Can a bad hospital bill fuck your credit? I'm curious about that. On my recent trip, they said they'd need me to pay a deposit of half. On the way out they asked, "Can you make a deposit today" as if most people did not. I just whipped out the CC and it was done. If I saw me in that state, I wouldn't have thought I'd pay either.

    He's self-employed. He has no employer paying for part of it.
     
  5. Jamtex

    Jamtex Adult Orientated Mahjong Connoisseur

    Joined:
    Feb 21, 2007
    Messages:
    5,472
    Likes Received:
    16
    I remember working in the states and having a flu during a harsh Chicago winter. I remember waking up in hospital after sitting on a chair at work, I seemed to spend most of the day on a hospital trolley getting various tests for bird flu (as I had come from Japan...) and x-rays. The bill came to around $5000 (including around $450 for a ambulance to literally take me 3 streets to the hospital and for a bit of oxygen).

    I gave it to the works insurance company, who seemed to take an age to pay it (it took over a year for them to pay half of the amount owed due to some of the costs being questionable, I think the insurance company refused to pay $220 for a drug that had a retail cost of about 30 cents as well as refusing to pay $3 for a single ibuprofen table) and from the time I was in hospital to when I got back to Chicago over 8 months had passed. In this time the hospital gave the debt to a debt collection agency who didn't seem to grasp the fact that I wasnt a resident in America as they kept threatening to take me to court, seize my assets, come round and "see me" at work (I assume that the operators were on some kind of comission system for payments) and that I should pay something. After a week, I got a call from a "lawyer", who went through everything that might happen if I didn't pay and seemed to be put out when I told him I was not a US resident but he could feel free to give me a court summons, but he retorted you are in American 10 months since you been in hospital but I said I was travelling back and forth and I was leaving for good at the end of the week. In this time they kept trying to send letters to a UK address but they kept putting Illinois and a zipcode of 00000 so my insurance company never got letters and they asked me for my insurance company address again, before they realised that their system didn't support addresses outside of America... :D
     
  6. PhreQuencYViii

    PhreQuencYViii Champion of the Forum

    Joined:
    May 15, 2005
    Messages:
    5,408
    Likes Received:
    6
    :clap:

    My opinion is that stuff like free healthcare and etc. things designed to help people in a rut are good, but people are too stupid to use them properly and would rather take advantage of them, which means they will never work.

    Did you pass out from it or something at work??
     
  7. Funk Buddy

    Funk Buddy Intrepid Member

    Joined:
    Jul 5, 2004
    Messages:
    632
    Likes Received:
    0
    Sure they can turn it over to a collection agency and they can get a judgment against you, but then there's getting you to pay.

    Here's an example that happened to my friend. He had a seizure and fell face forward onto the concrete and fractured the right side of his face. Of course this required reconstruction and he had no insurance. He couldn't afford to pay and he and the hospital came to an agreement that he'd pay $5000 and the hospital would take care of the rest. He was told they had funds set aside for such situations. Of course with everyone else they just write it off as bad debt ot a loss.

    My employer pays nothing and I pay $240 a month for good coverage. I'm quite over weight and have family history of heart problems and that's all I pay. I willing to bet it's more the area he lives in.
     
  8. ServiceGames

    ServiceGames Heretic Extraordinaire

    Joined:
    Nov 20, 2005
    Messages:
    1,218
    Likes Received:
    5
    Yeah I live in eastern PA and I believe I pay about $250 a month for decent coverage.(and yes that includes the portion that my employer pays as well) Location, family history of illness and pre-existing conditions play a large role in determining premiums.

    WDK you don't seem to grasp the basic economics involved here. That or the language barrier is hitting hard on this one.

    If everyone in your country pays into a pension program. And the taxation is rated on a sliding scale based on overall income. Then the rich people pay more in then the poor would. When it comes time to cash out, the rich would receive considerably less than they paid in, If they would be eligible to get anything at all. So I do not see how this equates to the rich people somehow stealing your money.


    You must also realize that if you lived in the US you would not be taxed as greatly and would most likely be able to afford some sort of health insurance, although it may be provided wholly or in part through your employer.

    The governing body does not have to provide everything for you inorder for you to have affective care. You are just so used to paying up front through taxation that you do not understand that there is another way.


    As we have stated. There IS No Free Health Care. Someone somewhere is paying for it. Whether it be you paying the government to provide insurance for you or some rich fuck sitting in a leather chair smoking a pipe in front of his fire place. Everyone likes to vilify the rich, but at the end of the day ask who is paying the lions share of the taxes used to fund these highly vaunted social programs.
     
  9. GaijinPunch

    GaijinPunch Lemon Party Organizer and Promoter

    Joined:
    Mar 13, 2004
    Messages:
    10,999
    Likes Received:
    75
    in Hawaii, mine was $400 a month. Deductible was super low, but it didn't cover prescriptions.
     
  10. WolverineDK

    WolverineDK music lover

    Joined:
    Mar 14, 2004
    Messages:
    5,611
    Likes Received:
    8
    ServiceGames, do me a favour and shut the fuck up. Don´t give me that language barrier bullshit again, since I understand English as well as any English person if not better sometimes , and that goes out to all who has English as their primary language or first language if you prefer that version. Since I am tired of hearing that excuse about the language barrier. The difference is, my written English is not very good.
    About economics ? well that can always be discussed some other time. And my pension is a fucking pension, and the rich paying more ? well that is bullshit here. After all, those who benefits from tax deductions are the filthy rich fuckers. So whether you want it or not, then I am getting fucked every damn god fucking time. Thanks to this government screwing everybody over.
     
    Last edited: Aug 30, 2008
  11. PhreQuencYViii

    PhreQuencYViii Champion of the Forum

    Joined:
    May 15, 2005
    Messages:
    5,408
    Likes Received:
    6
    Nope!
     
  12. ServiceGames

    ServiceGames Heretic Extraordinaire

    Joined:
    Nov 20, 2005
    Messages:
    1,218
    Likes Received:
    5
    WDK do us all a favor and stop being such a hot headed ass all of the time. If you understand english so well then I propose that you actually read our posts and stop taking offense where none is meant. You are at times very hard to understand as you have stated your written english can be a bit confusing. I was trying to give you the benefit of the doubt by stating that I may be misunderstanding your viewpoint.

    If you could please stop making wild claims with little to no proof it would be appreciated. Please explain how your pension system works with numbers and percentages so that we may better understand how you are getting screwed.
    Seriously I am attempting to understand your situation but rather than explain how things in Denmark work you just tell us all to fuck off and what not.

    I'd like to quote my father here although he undoubtedly got this quote from someone else. "Tax cuts are for tax payers" Of course those who earn more and thus pay more in taxes stand to gain more in tax relief through tax cuts.. they're the primary source of government spending.
     
    Last edited: Aug 30, 2008
  13. madhatter256

    madhatter256 Illustrious Member

    Joined:
    Mar 13, 2004
    Messages:
    6,578
    Likes Received:
    4

    The 'trying to talk sense' to him isn't going to work. Like shooting BBs at a freight train thinking it will knock it off its tracks.

    This is why he can't hold a job and earns welfare.
     
    Last edited: Aug 30, 2008
  14. WolverineDK

    WolverineDK music lover

    Joined:
    Mar 14, 2004
    Messages:
    5,611
    Likes Received:
    8
    hrumph you really think so ?

    Well, you are wrong.

    From I was 11 until I was 18 I have been kicked to the curve, and treated like I was a fucking retarded person, which I am not. And second of all, I am still being treated like a second rate human being, thanks to my papers are stained for lifetime, and that means. I can´t get a gastric banding, because of my psychiatric papers. I have Aspergers, and well that was looked upon as an illness when I was a child. Now a days they are praising the new generation of Aspergers, but not the first generation. I got my pension, because they gave me an extra diagnose which is bogus all the way. But the seven years of hell has taken its toll on me. But pensions you get from the Danish state is paid by Danish tax money , including my own.
    I get the highest pension, but thanks to tax cuts. Then even though I so-called have quite a lot of money, then in reality the buyingpower has dimished over the years, and thanks to some recession and so forth. But the mainpoint is, I am being treated as a second rate human being. And at the same time the public health system is getting ruined by the Danish government. And that is because my government is a fascist supported republican government.

    madhatter256: you know you jack shit about people, but every time you see an opportunity . You try to hit with a real low blow, like you did with GodofHardcore long ago about him being banned or not, there you wrote before it got deleted. "he is an asshole and he´s got Aspergers".
     
    Last edited: Aug 30, 2008
  15. Taemos

    Taemos Officer at Arms

    Joined:
    Mar 14, 2004
    Messages:
    3,056
    Likes Received:
    16
    Never a dull moment....
     
  16. WolverineDK

    WolverineDK music lover

    Joined:
    Mar 14, 2004
    Messages:
    5,611
    Likes Received:
    8
    True, and I am one of the reasons, why this place isn´t dull. And yes, I am a hotheaded arse.
     
    Last edited: Aug 30, 2008
  17. MetalSlime

    MetalSlime Just a Worthless Protoplasm

    Joined:
    Jul 14, 2006
    Messages:
    462
    Likes Received:
    7
    Well you're certainly one of the most interesting personalities here. :pray:
     
  18. WolverineDK

    WolverineDK music lover

    Joined:
    Mar 14, 2004
    Messages:
    5,611
    Likes Received:
    8
    Guilty as charged :)
     
    Last edited: Aug 31, 2008
  19. A. Snow

    A. Snow Old School Member

    Joined:
    Mar 13, 2004
    Messages:
    2,432
    Likes Received:
    10
    So let me get this straight WDK... You don't work but get free (for you) healthcare and get the highest pension available from what is likely the #1 social welfare state in the world. Yet you feel that your free healthcare isn't good enough and the rich are screwing people like you over. Are you sure that all the weight you say you have isn't in your balls? Because I've gotta say you must have a huge fucking set to be able to say that with a straight face.
     
  20. Funk Buddy

    Funk Buddy Intrepid Member

    Joined:
    Jul 5, 2004
    Messages:
    632
    Likes Received:
    0
    And if you want to change the subject a bit...

    People say if you can't diet to loose weight (non-medical reasons), you really shouldn't have that type of surgery. If you can't do it now (and after the surgery when you have too), you'll be sick from eating more than the new small stomach can handle. Of course, there's the stretching the smaller stomach back out and ruining the surgery anyway. Then there's the vitamins you'll have to take because the foods nutrition isn't getting absorbed. I believe this type of surgery is not even covered (here) by most insurance companies. If they don't cover it where does someone come up with $16000 to $24000 to pay for it?
     
sonicdude10
Draft saved Draft deleted
Insert every image as a...
  1.  0%

Share This Page